Finance
Payment Lag
Turnaround from invoice to insurer settlement, across every branch and market.
LIVE · Epic replica
PeriodOct 2024 – Sep 2025▾
BranchAll▾
InsurerAll▾
Policy typeAll▾
Snapshot · generated 21 Jul 2026
37,877Settled transactions
$269.4MPremium billed
78%Client-paid ≤ 30 days
10.1 daysClient paid → insurer · the float
1Invoice → Client pays
23.8 days avg
The long pole — collecting from the client.
→
2Client pays → Allocated
0.7 days avg
Receipts applied on the system, near-same-day.
→
3Allocated → Insurer paid
9.4 days avg
Settling the payable with the market.
→
★Client paid → Insurer paidKEY
10.1 days avg
The float — how long we hold client funds before remitting to the market.
The float, month by month
Client paid → Insurer
Invoice → Paid
10-day target
Ageing — invoice to paid
count of transactionsBy branch
avg days · invoice → paidBy insurer
avg days · paid → insurer settledTransaction detail
sample rows · names anonymised| Client | Policy | Insurer | Br. | Invoiced | Paid | Insurer paid | Inv→Paid | Paid→Ins |
|---|
Payment-lag snapshot from
vw_AIB_PaymentLag_JL · FY Oct 2024 – Sep 2025 · generated 21 Jul 2026.
Agostini Insurance Brokers · Finance